How to unlock locked-in pension funds (Form 5) — and autofill 013-1546 with my-id.ca
Apply for non-hardship pension unlocking without retyping account details
Locked-in account owners applying to withdraw or transfer funds under non-hardship categories repeat their name, address, financial institution details, and account identifiers on every FSRA Form 5 application. This guide is an example of storing them once in my-id.ca.
Official form and source
Start from the official source and always use the current version — form numbers and links can change:
- Service page: Pension unlocking (non-hardship) — fsrao.ca
- Form (Central Forms Repository): Application to a Financial Institution to Withdraw or Transfer Money form an Ontario Locked-in Account - Form 5 — 013-1546
What this form is about
Form 013-1546 is Form 5 — Application to Withdraw or Transfer Money from an Ontario Locked-in Account (LIRA, LIF, or LRIF) for qualifying non-hardship reasons — confirm categories on fsrao.ca.
Before you start: what to gather
- Your legal name and mailing address.
- Financial institution name and branch details.
- Locked-in account number and account type.
- Unlocking category documentation — confirm on fsrao.ca.
Confirm the current process on ontario.ca.
How my-id.ca makes it faster
- Save it once. Store your name, address, and account identifiers in your my-id.ca profile.
- Keep documents ready. Upload supporting documents to my-id.ca Files so you are not searching at form time.
- Autofill the form. Use the my-id.ca Chrome extension on a web form, or fill a PDF from your saved profile inside my-id.ca.
- Review and submit yourself through the official channel.
Why do it in my-id.ca
Related Ontario forms repeat the same personal details. Captured once in my-id.ca — stored in Canada, with AI on its own servers — every form starts mostly complete.
Frequently asked questions
- Who submits Form 5?
- The locked-in account owner gives the completed form to the financial institution holding the account — confirm categories on fsrao.ca.
- How does my-id.ca help?
- It autofills name, address, and account identifiers.
- How does Form 5 differ from form 013-1626?
- Form 013-1626 is for financial hardship unlocking; Form 5 covers other non-hardship categories.
Fill it once. Reuse it everywhere.
Save your information in my-id.ca once, then autofill this form and the next one — web forms with the Chrome extension, PDFs right in the app. Your data is stored in Canada and AI runs on my-id.ca's own servers, never sent to third-party AI providers.