How to apply for a payday lender licence — and autofill 045-12104 with my-id.ca
Apply for a payday lender licence without retyping business details
Businesses applying to operate as payday lenders in Ontario repeat legal name, business address, principal contact information, and corporate particulars on every licence application under the Payday Loans Act, 2008. This guide is an example of storing them once in my-id.ca.
Official form and source
Start from the official source and always use the current version — form numbers and links can change:
- Service page: Consumer protection — ontario.ca
- Form (Central Forms Repository): Application for Licence Payday Loans Act, 2008 — 045-12104
What this form is about
Form 045-12104 is the Application for Licence under the Payday Loans Act, 2008 — confirm filing and regulatory requirements on ontario.ca.
Before you start: what to gather
- Business legal name and principal place of business.
- Authorized contact name, phone, and email.
- Corporate structure and director or officer particulars.
- Supporting documents — confirm on ontario.ca.
Confirm the current process on ontario.ca.
How my-id.ca makes it faster
- Save it once. Store your business name, address, and contact details in your my-id.ca profile.
- Keep documents ready. Upload supporting documents to my-id.ca Files so you are not searching at form time.
- Autofill the form. Use the my-id.ca Chrome extension on a web form, or fill a PDF from your saved profile inside my-id.ca.
- Review and submit yourself through the official channel.
Why do it in my-id.ca
Related Ontario forms repeat the same personal details. Captured once in my-id.ca — stored in Canada, with AI on its own servers — every form starts mostly complete.
Frequently asked questions
- Who regulates payday lenders in Ontario?
- Consumer protection and financial services regulators — confirm current oversight on ontario.ca.
- How does my-id.ca help?
- It autofills business name, address, and contact details.
- Can I operate before the licence is issued?
- No — confirm licensing requirements before offering payday loans on ontario.ca.
Fill it once. Reuse it everywhere.
Save your information in my-id.ca once, then autofill this form and the next one — web forms with the Chrome extension, PDFs right in the app. Your data is stored in Canada and AI runs on my-id.ca's own servers, never sent to third-party AI providers.